Hi,
I agree, age doesn't matter. Who cares what your friends say and it' s none of their business . I also agree with educating yourself and getting to know your body. You will know when it's the right time and I hope it's with someone who cares about you alot and respects you.
It's sad for me as a mom to hear how the age for sex is getting younger and younger. Young teens are having sex randomly with very little emotional connection. Good for you that you respect yourself enough to choose and take your time because you're worth it and you value yourself. You should be PROUD.