I have a somewhat complicated situation.
Background: I will be moving to go to a clinical psychology program in another state. I looked at the uni health insurance and student health center. The student insurance only covers up to $500/year
for anything related to mental health. (an additional $300 for mental health medication). As compared to $10,000 for any individual physical illness/injury.
I have to decide what to do about my T and pdoc. I will need to find new ones when I move. I have two options. The first option is I can go to the student health center and it appears that treatment would just cost a co-pay for however much I need. However, the student health center is one of the practicum sites for the students in my clinical program. I would feel uncomfortable with them even seeing I have a record there, (even though I am sure they would not read it) which they could come across in their work. There is also the problem that I could need to do my practicum at that location. My dad says that I should just suck it up and go to the student health center because it would be against the law for any other students to read my file. But I feel like it could be very awkward to run into other students in the clinic.
My other option would be to do cobra for 18 mos and try to finish the program in that time as the insuarnce I have now through work is pretty good. But that would be a lot of cost.
I know that stopping seeing a T and pdoc is not an option for me right now. I want to be able to keep my mental health treatment seperate from my school work.
I was wondering if anyone had any opinions on the two options. Am I being overly sensitive to the thought of my fellow students knowing I'm in treatment? Right now I work in a psych department at a large hospital and it seems like there is a current of stigma that is rampent. I really don't want to have to run into that with my training.
I guess what is making this worse is that I really just want to take my T and Pdoc, put them in my luggage as if I were going on vacation and take them with me so I don't have to change who I'm seeing.
Any advice on this long rambling post would be much appriciated.