Ugh, yea, I have to go in for my next one in a few months. I had one before and I was terrified of it, but my doctor was really cool and understood that it is an uncomfortable procedure and what not. My doctor is a man, but you might be more comfortable with a female doctor too, if you can request that 'cause well, your female doctor would have been in the same places as you and well, she's got all your girly bits, so it might not be so intimidating. The exam won't last long. When I had mine, I just focused on a spot on the ceiling and imagined a happy place and afterwards I was so proud of myself that I got over this fear! Definitely a nice treat is good.