I'm in the same boat as you. I procrastinated on my homework all this week from stress and depression even though I know that I need to do it, even now, but I just can't seem to get motivated enough to start. School is so important to me right now. If i don't pass every class this quarter I would have to wait a whole year to start my program to get a degree and get out. I have to work to pay my bills and I'm taking the least amount of classes I can. I live in a chaotic situation and have no designated study area so that may help you to find somewhere quiet where people wont bother you. I have a planner but it doesn't really help me much. I know that if you have study groups that helps too because you can also ask questions with other group members. i wish you luck in school and I hope you pass you classes.