you are older than I was hon. I was 14 when I lost my virginity. at 15 I was pregnant and 2 months after I turned 16 I gave birth. regrets? sure I do but I love my daughter. I would not change that. sex at a young age is not good even if you don't get pregnant. in todays times there are many diseases out there. the emotional part seems really good at the time. young and in love kind of thing when years later is when it really hits you. you end up wishing like heck you had waited until that right one came along. I wish you luck in whatever decision you make.