My Support Forums - View Single Post - What do I do now? (The LONGEST thing EVER!!)

Elysium · 09:49 PM

I wasn't sure where the best place to put this was, so I just decided to put it here....

So...been out of work for 3 1/2 months. Was terminated due to issues surrounding my depression, C-PTSD, and DID. I was out sick a lot and didn't meet the company protocol for attendance and right before my six month trial period was up, they fired me. Even though I had filed for ADA assistance through the company, but that's a whole other issue, and I won't go there right now!!

I have barely been able to keep my head above water financially these last few months on the little bit of unemployment I am bringing in. I can pay rent, a little food, and a couple utilities, but I am not able to make my car payment, my medical and credit card bills, or pay for my T sessions and medications. (No job...no medical insurance!!)

I went to speak with an attorney today about bankruptcy. I don't want to, but it's an option I need to consider. He took in all my information, looked it over and says that the only one I qualify for would be the chapter 13, where you pay your bills back over 3-5 years on a special program, and I'm like great, I like it, but....how do I pay for it? He says, well....you need to get a job. I say...No, really!! You mean the job that I've been looking for for the last 3 months and haven't gotten yet...that job? By the way Mr. "I'm raking in the dough with all these bankruptcies" Attorney, would you happen to be hiring right now!!? So....I don't have a job which is not allowing me to pay my debts so I may need to claim bankruptcy, but I can't claim bankruptcy without a job. GOT IT!!!

Left the Lawyers office and took a walk down by the River, thinking about Chris Farley and wondering if his Van might have any vacancies. Decided that I needed to do something more to help myself so I drove back to town and went to our local DHS office to apply for food stamps and state health insurance. Filled out the paperwork...waited for an hour and a half and finally got to speak with someone who looked at the papers and said "Thank you, someone will call your name in a half an hour." Back to my broken plastic chair I go.

Now...kids are running everywhere!!!! They're screaming and it is very loud. To make it even better, most of the parents are choosing to passively discipline their children from their broken plastic chairs by screaming and threatening time outs and spankings and all it's doing is contributing to the noise. Kids STILL running amock!!

ONE HOUR LATER, I finally get called back to meet with someone. She is nice, looks like she should be retired and on food stamps and state aid herself and she takes me to her desk and says "I'm a little curious why you are here?" I said, "well, because I don't have medical insurance, I need med insurance, my med bills are $1000 dollars a month, and I can't afford food and I need food to live." She looks at me and says "Other than that you're okay, right?" I'm like "Oh, yeah...just great." She sees that I have stated I had some health issues and asks me what those are. I tell her "Depression, Complex PTSD, DID, chronic pain in back and feet, obesity (why the hell not)", and she says again "But other than that your just fine, huh?"

Anyway, she proceeds to tell me that my meager $1600.00/mos unemployment that I am getting is too much for food stamps. I ask what the cut off is and she says $1765.00/mos. I say, "but I only get $1600.00/mos" and she says "yes, but that's NET, when you look at your GROSS income it's over $2000.00/mos." OKAY....FINE...THANKS, no food stamps. (I guess I could start dumpster diving) "Now" she says, "The State isn't offerning health insurance to people between the ages of 18 and 60 years of age right now, due to economic problems except for one condition. You have to be pregnant". "I'm not pregnant." I say, and she says "Good...don't get that way."

I was just getting ready for the "okay...thank you very much...have a nice day." when she pops the next question. "Why haven't you applied for DISABILITY!!!!?"

I get quiet and begin to stare at the floor. I get this narly feeling in my gut that tells me that I am becoming my mother way to early in life and I think I'm gonna cry.

I look at her and I say "I'm only 32!!!"

"And you don't WANT to be disabled?" she asks. Now, I'm not saying this hasn't crossed my mind before, because it has, but I have been trying to fight off the curse of disability and proove to myself that I am stronger than my Mother, who doesn't do anything but sit around on the couch all day and do nothing but wither away into nothingness. She says "You know, disability doesn't have anything to do with age. You could be disabled at birth and qualify. If your disorders are impacting your work, then you should claim disability."

Feeling defeated I ask "Can I do that here?" and she tells me to go to the Social Security office. "KThanxBi", and out to my car I go where I proceed to break down in a puddle of frustration and failure.

So, basically it comes down to this. There is NO HELP!! If I get a job in my career field, which my mind doesn't mind doing (and I'm still applying for work), I will be dealing with the same exacerbations from my mental health disorders and my chronic pain issues, which will then threaten that job by their mere existence. (I've already been down that road 3 times) But if I claim disability, I will get more money to survive on and could possibly get retrained in another field of work where I can eventually make my own income instead of getting paid to be disabled.

I'm only 32!! (I don't mean to offend anyone) I feel like I will have failed myself if I claim disability. Like I will be giving up. Throwing in the towel.

I feel ashamed of myself!!

I don't know what to do...!

Anyone...someone, please offer me some words of wisdom. Or Vodka, vodka would be nice too!!