I was shocked when I checked my coverage for Psy. services. I never realized it until I needed it how bad the coverage is, basically covering one session a year, that will do a lot for someone who has been tramatized The only thing I can think of to suggest is to check with your workplace, sometimes they do provide free employee councelling and support that is offered off site. They don't use psychologists or psychiatrists but do use councellors, its worth a try in lieu of nothing.
Wishing you all the best, Lorna