My mind starts to shut down in the face of financial anything, so I may not correctly grasp your situation. You've been on this program since October 2008, and this is the first "hiccup?" If so, that's quite impressive. I know that's no salve for the pain, but maybe it shows how far you've come.

Priority: Cat! I like Babystep's suggestion about trying to work with a vet. That cat must mean a lot to you. Maybe you owe it to your future well-being to do all you reasonably can in the present for your furry friend.

You've started a story, Bigcasper. We're sending our hopes for a happy conclusion.