Most people get denied on their first try. I expect to despite all the evidence I have of having a serious illness. Unless I become a quadriplegic overnight (no offense to any who are or who know one), they will deny me because like you, I can work some. I just can't work full time without going into a tailspin. I take 2 classes a quarter, but it feels like I'm taking 4 or 5.
I appealed 4 times the insurance decision about not paying for my therapy which was needed due to the stress during and after the forced hospital visit. Cost me $1,000 that I will still be paying in 2011. Yeah, pretty much the insurance can do whatever it wants. There's always a "pre-existing" loophole. So, I feel the futility of appeals as well. I guess they do want us totally dependent on the government. It would cost them way less to just help us fill in the gap than to push us to the edge with no help and make us completely helpless.
Okay, I'll stop. You don't deserve to suffer. It's just the nature of the beast.