I know that therapy is expensive - I have insurance and even with that. There are a lot of places that have sliding scale as was mentioned. There might be a graduate school in your area that can recommend some people. When people are getting thier certifications they are under the supervision of someone but also have a sliding scale for their fees. Some of the counselors are really great.
In the mean time maybe you can talk to your girlfriend about the situation and let her know what is going on. At the time I felt so alone in my fears and it wasn't until about 6 years ago that I realized that a lot of people have these issues. Talking about it here is great, finding people in your life that you can confide in, starting to write about it, books might be helpful.
These are tough issues and I give you so much credit for being willing to take them on. It is hard and I hope that you are giving yourself some credit for taking the steps that you are. I know for me I always feel so unworthy which is something that I am working on that it contributes to my panic about being abandoned. Maybe take 5 minutes a day to do something positive for yourself to start to see how valuable of a person you are - I don't know but sometimes that is helpful for me just to realize that I have something to offer other people.
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