From the "wonderful" US of A here, and I can say not a whole lot of promise from this "free" country is even remotely offered.
As always, the rich reaps rewards as the poor pay their expense.
Let's see...Those who are fortunate enough to have a decent job which offers medical coverage, then there may be some hope. That depends on which company you're employed, (union is usually best...guarantees you the "better" coverage, though that is changing, as well).
Hubs is in Ironworker's Union, which provides us some pretty decent coverage...all aspects, optical, dental, mental and medical...and even some cosmetic, depending on circumstances.
Odd thing regarding the medical, though, is that we are covered 100% so long as we use emergency, yet for regular check-ups, its a 20% patient co-pay...would think it'd be the other way around.
~Dental coverage has improved...100% with only a $120 annual deductable per family...for ALL dental care.
Optical has also improved. 2 "free" (lol...even though the weekly pull out of paycheck for coverage has increased), pair of glasses per family member, plus a free pair of contacs. 20% patient co-pay for exams...Not too bad...not complaining.
Have yet to seek coverage regarding mental health, although been seriously considering it these past few weeks.
Not sure how that sets, yet.
My bro-in-law works for Lockheed-Martin (for 35 years now) and gets crap for coverage....Kaiser-Permanente....Oh yay! Talk about care who pass you through as though on a production line. My poor sister, has so been suffering from their unorthodoxed care system.
For those who are of the working class and have little coverage, its a definate strain for them to come down ill....pay out of pocket for any differences....Make too much to qualify for government assistance, and not enough to cover the co-payment rip-off plans.
Then there are those who work and receive no healt care plan. At least they earn below the required amount and qualify for some government assistance.
Those unemployed qualify for the most coverage from government, especially those with kids...tho that may very well have changed.
Who really knows anymore.
There are many hospitals who will not admit you without insurance. You WILL be turned away and sent to the local county general hospital. Care there...well, let's say, you get what you pay for.
I'm thankful for the present coverage dot and I do have through hubs, but have little to no faith that it will remain that way due to the constant changing politics.
Who knows, tomorrow no one may have any and we all suddenly end up in concentration camps...Now THAT wouldn't come as a surprise.
Oh yay for USA?
I'm ranting....My apologies...truly.
Shangrala