I live in Ontario Canada. I'm not sure about other people's experiences, but I've have good experiences with the mental health care system. I think I am just extremely lucky though. I see my psychiatrist every week for therapy and meds.

When I worked, I had extra insurance that covered my meds 100% but I got laid off. Now I am enrolled in the Trillium program which makes you pay 4% of your income for meds then the rest is free. It works out to be about $400 a year for meds for me, but I no longer have a job now so I think they will make a new calculation for my zero income. I think the least you pay is like $200 a year.

Seeing my pdoc is free, (well not exactly since we all pay through out taxes).

I was also hospitalized once and that was covered 100%.

I've seen my pdoc for like 8 years for therapy and meds. She is good.