fallenangel, you sound really on top of things and your situation. (You are a really clear thinker--I am impressed!) I am really glad to hear your parents are aware of how helpful your therapy is and are so supportive of your continuing. I think that is so important to have them in your corner on this, and you do. And you are showing how cognizant you are of financial hard times by trying to save in other ways, such as switching to a free pdoc. As a parent, that counts for a lot in my book. When my kids act "entitled", then I stop wanting to do stuff for them (I know therapy isn't the same as buying them new shoes or handwashing their wool sweater, but I think you know what I mean), so a good attitude can be so helpful.
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Originally Posted by fallenangel337
The deal with the insurance is that my provider sent my T and I both a letter saying I had something like 8 visits left this year that would be covered. So given that, T told me that she would continue to see me for the amount of my copay, which means she is already seeing me for significantly less.
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I guess I don't understand because if you have 8 visits left this year that are being covered by insurance and you are seeing your T every other week right now, then you have more than enough insurance-covered visits to last you through the year. So this is a good thing, and it is all taken care of? I also don't understand what you mean about your T would see you for the amount of the co-pay. You pay the co-pay and the insurance pays the rest, correct? That is standard and it sounds like you have enough covered visits to last you through the year. Win-win for both you and your therapist. I don't understand why your T has agreed you will pay her less than she should get when you have enough insurance visits left. I think I have not understood!
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I already know that T is going to call my mom sometime about the insurance deal, and she's going to discuss our plan. I told her that is okay, so maybe you're right, and that will reinforce the idea that I'm benefiting from this.
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I think that's great your Mom and T are communicating, and I'm sure it will help. Will your Mom share with your T that you do have more than enough covered visits left for this year?
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At this point, I'm honestly not too worried about what T will or won't say. I know it will be a strictly businessy-type call, plus, I'm 18, so she REALLY can't say anything to my mom.
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She can say whatever you give her permission to say. It is all under your control.
