((((((((((( Dr.Muffin ))))))))))))))))))))
I hate those calls too, since I have already explained to all my credit card companies that I have no money I no longer answer their calls, I am lucky to have caller id on both my cell phone and house phone so I can avoid them.
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Friendship is born at that moment when one person says to another: "What! You, too? Thought I was the only one." C.S. Lewis
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http://gimmeice.psychcentral.net