I want to learn how to limit my credit card spending. My credit card bills are very expensive.

I use my credit card for everything:

> Paying utility bills
> Insurance bills
> Groceries
> Clothes
> Starbucks
> Vet bills for my dog and grooming
> Other things

I am on a fixed monthly income and all my income goes to paying off my credit card bill. In addition to using my credit card for the above expenses I also transfer funds from my credit card to my other accounts.