I totally agree with you. It's not just tailgater's either.When I drive at night I hate when somebody is behind me period. The lights bother me, and I cannot tell how fast they are coming up on me.I get very nervous when somebody is behind me, and start to panic. I swerve a little sometimes too. And I constantly stare in the rear-view mirror. I think this could be classified as some type of phobia, but not sure.
http://phobialist.com/