I would be totally overwhelmed w/your list. You have a great "can do" attitude instead of freezing up due to being overwhelmed (as I usually do).

DO check into assistance for bills. Not sure where you are located (sorry, not very observant) but here in the USA we have many gov't programs to help pay electricity, gas or whatever bills, as well as "trustees" at the local level & churches who offer assistance. Searching on-line may provide you w/the resources you need. I live in Indiana & though I am lucky enough to not to have to use these resources, many of my friends do so I have kept a folder for all the ins. & other resources available from the state & we have 2-1-1 here where you dial that on your phone instead of 9-1-1 & they have resources for all kinds of situations from employment to ins. to housing & medical care. Don't know if other states have that.

My MAJOR hassle is w/the ins. co. for my mental health care. The last provider they contracted it out to was so worthless I spent hours on the phone telling them what they are supposed to cover. I wrote a letter of complaint that my husband sent to the HR dept. of his work & they FIRED that company , but now I have to go through so many hoops to figure out the new company's system & policies. I actually was the 1st to complain about the former co. so that co. was so concerned about keeping their contract w/my husband's company that they gave me my own special representative to call when I was sending in a claim & my therapist (big mental health facility) ended up discontinuing being in their "network" as they were so bad so I complained about being punished for their substandard service so they kept paying as if my therapist were "in network" though she was not any longer. My husband is pretty high up in his company so I guess they were trying to keep me happy as after we contacted the HR dept.--which was great for ME--but what about all the other people who were then out of network as this was a big mental health facility so I'm sure other people from my husband's company were affected.

Well, I guess others got wind of our compalints & lodged their own so that company is not longer providing mental health coverage so I don't have my own representative & am having a hard time figuring out how to do the new policy as I want to only claim my therapist's bills, but not my DBT group as I only get 30 "therapy" visists per yr. & they both count as "therapy" but I am having a heck of a time trying to get the mental health facility to only send in claims for my therapy & not DBT.

Oh gosh, SORRY--got into my own stuff here...

Please forgive me. I just know the feeling of being overwhelmed...