My h and I are changing to an insurance plan where i may have to pay significantly more money for my therapy ($75 per session, as opposed to $40). The reason for this is because my t works out of a hospital, and according to our insurance plan, it's the higher copay if the therapy is billed by a hospital. Somebody in the health plan is checking on this today and will let me know for sure. But in the meantime, i'm feeling really upset.

Changing to some other insurance plan with cheaper therapy copays won't work for us because my h has numerous illnesses and about 7 doctors, and we had to find a plan that has most of them as Preferred Providers. And this new plan is going to be better for us in some other ways also. But I really don't want to go down to only 2 sessions per month! I don't feel able to. Well, if i absolutey HAVE to, i know i can, but it will be incredibly hard and i will hate it.

My h and I have talked it over, and we agree that if my therapy is going to cost $75, there's no way i can keep going every week. He is mostly disabled and we live on my income. We just don't have the money on top of all of my h's medical bills and our household expenses.

I'm looking to hear from people who have reduced their sessions down, and how they coped with it. Was it really hard? Was there anything that you did to make it easier?

I'm really hoping i don't have to do this. . .