I see my T twice a month and I have been doing great with that. It was not something I wanted to do, but my t, who also works out of a hospital, couldn't fit me in more frequently because she has too many patients and also does group therapy. I have found that I am much better seeing her twice a month than I was seeing my other T twice a week! It helped me to learn to cope better on my own. I know she is there for me if I need her but I don't NEED to see her as often and the time seems to fly by. Now I couldn't imagine seeing her every week, that would be too much (and i am very attached to her). I had no other choice so I accepted it and it has worked out well. This might be a blessing in disguise if your t will be retiring in a year or two like you said in another post. It might make it easier to taper down sessions.

I don't know if this will help but does the hospital have a charity care program that you might qualify for? My insurance copays are $35 and I can't even afford that right now and my income is low enough that they help reduce my copays. Depending on how much income you make you may qualify for a sliding scale fee.