Times are tough.......lots of people out of work and I'm expecting more to follow. If you can't afford to live in that house....put it up for sale. Get out from under the burden. If it dosen't sell within 90 days ask the mortgage company for assistance, or just turn the deed over to them in lieu of forclosure. Hard times are upon us and will be for the decade so it would be the wise one that gets prepared. I'm growing a garden this year and thinking about raising chickens. I am working on getting out of debt and advise everyone to do likewise. I lost my house in August and am going through giving up the property in lieu of foreclosure.There are worse things that could happen. I no longer look at houses/property as an investment but, as a necessity and an expense.

I took all my money and bought 2.5 acre with a mobile home on it and intend to stay there for the rest of my days.

You love your husband and you can make it work, just think and plan on what is valuable to you. Houses can be replaced, people can't be unless you have no feelings for them.

Good luck to you,

Eric