You're a young person and have your whole life ahead of you. It sounds like you have some wonderful gifts/talents. Don't be afraid to continue to dream big. You have so much to offer. And it is never too late. I'm 52-years old and four months ago had to close my business because of the economy. This is a trying time for me but I am going through a process whereby I am allowing myself to dream big again and restart my company. I find that reaching out to professionals like psychologists and career/life coaches can be very helpful as can reading any number of self-help book.

During these challenging times, I believe it's more important than ever to give thanks for our small blessings. Even though the job may be below your capabilities, give thanks that you have a source of income. Perhaps you can join an association for finance professionals to start networking. You might also consider doing some volunteer work. You have beautiful gifts. Share them with others and you'll get all the encouragement you need to keep your dreams alive.