(((( Sparrowstail ))))

Well, there are many things to consider and I thought you must have read our original post very clearly and in fact recognized the desperation of tone in the small question: "what have others done?"

I/we would have to do some huge contemplation, as most would, I suppose to consider these options. Really, living in a dream world of working till 90 is not good either so all of these options are necssary for looking into.

Perhaps this is my/our next hurdle or perhaps staying on the road we've been on is but whatever the case, we appreciate your input greatly as we look to this community as much as we do our family, Therapist and friends to make a wise decision.

From a seriously grateful Hunny.