rainbow, the social worker whose description you liked is probably not the only one "like her" in your area (if you're near a fairly large town). I think that is a really good idea to call her and tell her you liked her description but you can't see her because of insurance and ask if she knows other local therapists with a similar orientation. I bet she will have some names for you.

I am glad you are not limiting yourself to PhD psychologists. My therapist has a master's in psychology and has great training. He is humanistic, relational, creative, and all about healing. When I needed referrals to therapists for my daughter and for myself and a family member, the people he referred me too were very much relational, creative, etc. They get to know the people in town who align with their own philosophies. These other two therapists were also master's level psychology trained. My own worry about a PhD clinical psychologist would be that they would be too "clinical." If I went to someone with that degree, I would screen them to make sure they were not too focused on pathology (for my taste) and could use a variety of approaches. I know these are just my preferences, though. From your description of what you were looking for in a therapist, I didn't see anything that made a PhD mandatory.

One idea might be to look for the training programs in town, find one with a philiosophy that aligns with what you want from a therapist, and look for grads from that program. There won't be 100% correspondence, but it might be another way "in" to finding a therapist that has the approach you are looking for.