In my experience:
-you are taking a "timeout", but if you need one, so be it.
-my care center is making a payment plan I can afford; my place will pre-auth you and let you know what the liabilities will be
-the staff at the facility I stayed at was; caring, understanding and professional. They worked with me, not "at me". I was involved in all decisions.
-I chose to take medicines, but none that I rejected.

All in all, I must say my experience kept me alive. Without it, I could very well be dead right now. I don't think I can really put a price on that. I also made a few friends that I stay in contact with and have been able to lean on after being released. I do the same for them, that is what friends are for, right? The most liberating part is being surrounded by no one who is shocked at suicidal ideation and self-destructive behavior. Therefore, I was able to work through things I couldn't with my "normal" friends.

Just my 2 cents.