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We're small business owners, so we're prone to the ups and downs of the economy. We live in a very nice house in a good neighborhood and things were very good financially up until 3 yrs ago when the economy went down. I know that feeling of not having enough money and even at the cashier, having to put things back. Two years ago I decided to shop at the lower end bargain stores for groceries. Everything is the same quality, in fact the produce is fresher. I like these mini pecan butter tarts - the exact same product at the higher end store is$6.00 and at the lower end store it's $2.99. I save at least a $100 by shopping there. I bought my Xmas tree there for $20, compared to $50 anywhere else. I also bargained for things like my phone, internet, insurance payments by threatening to switch companies. Also be aware of everything you buy for 2 months - write every penny spent and ask yourself when purchasing something - do I really need this? I don't buy take out except for emergecies and I make my own pizza compared to buying one for $20. All of the this bargaining has really saved me alot of money and so far we're hanging onto our house. I wanted to share my money saving tips hoping they would help you or someone else.
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 This is our little cutie Bella 
*Practice on-line safety.
*Cheaters - collecting jar of hearts.
*Make your mess, your message.
*"Be the change you want to see" (Gandhi)
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