BNLsMOM,

I think what you are saying is a clear and concise reason why you would NOT be diagnosed with schizoaffective disorder. When diagnosing S/A d/o doctors look for hallucinations, be it auditory, tactile, visual, olfactory, in the absense of mood changes. When you are experiencing a change in mood accompanied with hallucinations or paranoia or other schizophrenic like symptoms, you are following the more classical path of bipolar.

I have schizoaffective, bipolar type. I experience auditory hallucinations without any change in mood. This is just my opinion. Good luck!