This only applies to certain policies. It applies to group policies from companies with over fifty employees. It also does not apply to insurance policies that do not include any mental health coverage, and policies where it would increase the cost of the insurance over 1%. This means it does not apply for people working for small businesses, those who have to buy individual policies, and policies that do not cover mental health care in the first place. Hence I don't get coverage because my school only provides us individual policies.

Here is some information:

http://www.cms.hhs.gov/healthinsrefo...hparityact.asp

http://www.dol.gov/ebsa/newsroom/fsmhparity.html

http://www.dol.gov/ebsa/faqs/faq_con...lthparity.html