HI Reno.... great to hear from you. I have been wondering how things were going for you. Sounds stressful but you are handling the pressure one day at a time. That's the way.

It might be a good idea to keep the lines of communication open with your bank and credit card companies rather than avoiding them. They may have options you haven't thought of. Even a token payment can be better than nothing from their perspective. Just a thought. I am in much the same boat right now as I try to juggle my way between work contracts and job possibilities. Trying to muster the courage to call the utility and credit card companies I owe to see what will satisfy them for now. Will probably need to use another credit card to do even that much. My bank allowed me to just pay the interest on my mortgage for a couple of months. That was helpful but as April approaches I wonder how I will be able to make the full payment.

I am keeping the faith with you for both of us and anyone else who finds themselves struggling in these tough times. Take good care and thanks for checking in.