I'm sorry if I offended you earlier. It did sound like you were belittling her problems but you didn't initially say all the other stuff going on. Everyone needs to vent. I vent to my best friend who is also friends with my bf. He is aware that she knows EVERYTHING about our relationship and that she is the one I go to when things are going on. And I know the friend he vents to. It doesn't make it awkward because everyone goes through times like that.

Are you in love with her still? Do you think she is still in love with you? In times like this, your partner should be the one you go to, not the one who is adding stress in your life. If these problems are going to happen no matter what then I think you guys need to work on your relationship. It sounds like these money troubles and depression are kind of inevitable. And there really isn't anything you can do about the economy, not finding a better paying job etc... Those things are reality for almost everyone right now. So I think the more important thing would be to focus on how you can be more supportive of each other and help each other through these times. Because when the economy turns around, jobs are better and things seem more at rest, what's going to matter is how you supported each other during the bad times.