Does it mess up your life in a major way?

Otherwise 99% of people would have a problem. It's natural to try to post-pone doing things you don't like. Majority of people do their work just before the deadline. Laziness comes natural to us humans.

The difference between healthy individual and one with problem is if they bring themselves to do the it in the end or if they let their "do not want to do this" affect their life...