Re: the PhD thing. In the US, deli, PhD programs have a Masters built in to the programs. Also, you can't be called a psychologist without a PhD or PsyD. With a Masters you are licensed as a mental health counselor or social worker and have some restrictions on your license that a psychologist doesn't have. As for where they are, lots of PhDs work in a variety of settings doing consultation, research, teaching, legal work, etc (in the US). A PhD provides experience in a range of these kinds of activities, so a PhD psychologist has a lot of flexibility and may not exclusively practice therapy. Many who practice don't advertise because they are already connected enough to get referrals. Then, as deli said, many choose not to work with people and stick with academia. Having a PhD doesn't mean you work well with people. The PhDs I know work in a clinical research setting; that is, they do research on therapy while they are treating people. Everyone in the clinic is being studied while they are getting better. This is something you will find at a University, and typically exclusively PhDs work in these settings. Just a little info..