I found the "practice" being without T, though excruciatingly uncomfortable, kind of helpful in showing me what I could do on my own. I'd pretend T was out of town or something and experiment with not contacting him at all? Or, I would definately borrow money from whomever I could (Mom :-) to go see him but not just get one session's worth, I'd create a plan for doing bills, getting paid, paying back, etc. and work on the plan. I use to buy a few hundred dollars worth of books every month so when I needed money I'd buy NONE for a month or two and get the money for whatever, that way. No matter what, one usually manages to get what is wanted/needed, it's just a matter of time/choice. Just knowing that about myself often helped me.