VenusHalley, You made it to the bank!! Give yourself credit for that. Some days Im lucky if I can get the trash can to the curb. What you wrote makes alot of sense. I started out on antidepressants prescribed by my regular physician, then got a referral to a Pdoc. The medications helped alot to get me motivated. Definitely check out the treatment plans offered by your insurance, if they cant cover you then maybe they can direct you to a program which can. Keep reaching out!!