Sometimes we all need that extra shove in the right direction. It's difficult to know when it's a good thing and when it isn't though.
Yes, being disabled is expensive! Not only the self care, but the mistakes I make all seem to cost me money! Good decisions or not, it ends up with $ being the bottom line. This can be very frustrating.
Focus (as best you can) on your short term goals. You've already set your long term ones, I think. You can reach them. Don't compare yourself to anyone else. You can and will learn and do on your own timing, in your own way. Sometimes finding just what way that is seems impossible. Keep trying. Do your best. (((hug)))