i'm so ready to turn in my T, could someone on here help me please,tell me how,i'v told her that i was thinking about it,and she said she will tell them every thing i have said at the appts, can she do that ? i'm not sure if we can take any more,husband knows about the $ and we get hit all the time just for that,now she is moveing to a bigger office place that cost more $ but she can't pay the loan off that she owes us, please help me please