In answer to your question, I think(only my opinion) that I would have to say no, I don't think it's mental abuse. When I read your post......my "take" was that your boyfriend sounds like a scared and unsure young man. I think he wants to have nicer things like the truck and a bigger place to live......but he's nervous about the financial obligations. If your credit rating wasn't so bad, and you both shared equitably in the financial obligation and risk......then I don't think he would be so stressed out about these things. As it stands....he is the only one signing on the dotted line .......so he's scared. You said you almost left him once.....and you said you have told him you "can't take it anymore". If you say things like that often or easily.....when frustrated or angry........maybe he takes it literally and really doesn't think that you are around for the long haul. Just my impression from your post. I'm no expert. I wish the both of you much luck and happiness. -Deborah