http://makinghomeaffordable.gov/modi...igibility.html

the link is a good place to get general ideas, notz...

my own experience with it?
bluntly...I wish I had not taken this route
'course I'm in the company of other good people who wanted to do the right thing...but have found delay after delay after delay.

If you go this route, read the fine print very carefully, my friend.