There's no Parental System either; learning to and taking responsibility and care for ourselves is what "Life" is to me. Mental health, regular health, education, making a living, making a family, retiring -- none are guaranteed or able to be quantified/qualified for everyone. You can't legislate morals or standardize care; one size does not fit all.
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"Never give a sword to a man who can't dance." ~Confucius
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