I have an 'insurance plan' through a major national insurance company.
I pay the first $2,000 (out of network, $4,000), then a percentage of the next $10,000 (out of network, it's the next $25,000), then it pays 100%.

I pay cash for my therapy, leaving all of the decisions to be mine, leaving the insurance company's (and collected medical records) noses out of it.
It's wonderful to not deal with insurance for therapy. It isn't easy, it is a sacrifice, but it's well worth it.