Hi Eloise,
I don't know if this will help or not, but I found that getting into the state psychiatric system was a financial Godsend (1995). After years of working and paying high prices for the fancy pdocs and getting nowhere, I went to the state facility and was finallly dx'd with BPD. I'm still there. The meds and therapies, groups, etc. are based on your income. Since I was broke, I used to get free BPD meds. The pdoc was about $6 every 6 months, the therapist cheap too for talk therapy.
Note: I've since gotten on disability so Medicare has taken over (and the gov't only takes out around $95/mo. from your disabillity check for doctors--think I got that right, and ANY medical bill takes a huge writeoff, leaving you little to pay), but the state psychiatric system takes Medicare too. I only pay $8 per pdoc visit, $10 for a group once a month, and use a Medicare Part D plan for meds now (they are only $4 for 3 months generic by mail).
People bad-mouth the state system, but they have always been good to me, they listen, and they care. They also have in-patient care (not topnotch but do-able) if you are in a crisis.