I'm on Disability so have Medicare/Medicaid so I don't pay anything for my therapy or doctor visits. I am one of the lucky ones.
For my meds my Medicare part D has me pay either $2.50 or $6.30. I am hoping I don't hit the donut hole. The last couple of years I had an HMO instead of my Medicare, I'm not sure how it worked but Medicare paid them for my medical bills and through them I had dental and vision in addition to my regular stuff. Through them I also had my prescriptions and I didn't have to pay for my prescriptions either but this year they quit covering Arkansas. Bummer too because I could get contacts through them and now I have to get glasses and pay for them. I miss my Wellcare.
Jan