Crickey!!! I can relate to that!!! I have got myself into so much financial chaos but i just have this 'i dont care attitude'
I have received so many final demand letters and threats of court action and have only now told all my creditors the situation with being off work for a year and blah blah, most of them are really understanding and to those that arent, they'll get a 1.00 per week payment to shut them up!! Hehehe.........