Not I, on either count, but I still wanted to comment.

I used to know someone, now deceased, who seemed to have more money than they knew what to do with. They'd order stuff like exercise machines from late-night TV ads, then put it in the garage and never actually use it. They seemed to be trying to distract themselves from some kind of discomfort that I didn't see them addressing in any other way.

I used to live on a shoestring until a few months ago. Recently my income increased to where I'm now living on a shoestring and a half. Whenever I find myself with a little "extra" money, I find I prefer to invest it in something I can either build on, or use to build with. For instance:

-- Tools, not so I can say I have a complete set like a collection but to make it possible (or easier) to do otherwise difficult jobs. My idea of a good tool to have is a wide-bladed prybar that can separate two pieces of painted wood without leaving marks on either of them.

-- Until recently, I didn't have a spare computer that would get me very far if my main one were to go down. I just bought a better spare (used, but only 3 years old) and I'm in the process of setting it up for use. I don't expect to be using both computers at the same time so I'll be content to plug and unplug the monitor as needed.

-- Software. My idea of good software is productivity tools like word processing, database programming, technical drawing, and image editing. I'm happy to stay with thoroughly obsolete software as long as it still works with the hardware I have. Heck, I'll even keep obsolete hardware around just because it's what works with my obsolete software!

-- Books, on subjects that I happen to be interested in at the moment. At times in my life I've thought that my interests have changed so much that since I'm moving anyway, I might as well get rid of most of my accumulated books. Ten years later, though, I'll find I've bought half of them again.

-- Clothes, but just enough to look halfway presentable. When I pull jury duty or something, I don't want to have to wear my usual work outfit nor alternate between my two "good" shirts and wash them every other night.

I spend very little money on my cars except for gas and such. Both the car and the truck are over 30 years old and I've been doing almost all the repairs myself.

I don't have much money to give away, but when I do I tend to do it on a whim and ask questions later. I may send 20 bucks for disaster relief and 20 more to a political candidate in a different state who's running against someone I detest.

I certainly wouldn't say I can do whatever I want, but I do find that I want to do just about everything that I do do.

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Never do anything compulsory.