Yes, it's a very interesting dream. I would share it with your T like Kiya suggests. Have you dreamed about your T before? How does it compare to those dreams overall?

I like all the "opposites" in your dream; you don't expect T to help you in the first part but then she does and you do expect the girl to dial the right number, the scary guys to hurt you and/or light your cigarette but they don't; T to come back but she doesn't, and don't expect a safe way home but get the police coming for you.

I would test that in waking life, when I thought/felt something negative, I'd assume the opposite and act as if that were true, see what would happen.

I'm glad you didn't get a light for your cigarette and then couldn't find them; are you trying to give up smoking?