i stopped paying everything but the mortgage, car insurance and utilities. the phone rings all day with bill collectors. i tried explaining i just don't have the money anymore, and they write that i refuse to pay. apparently being unable to pay and refusing are the same thing to them. i don't answer those calls anymore. thank god for caller id.
sometimes i get so stressed i wish i could just crawl under the bed and hide, like a little kid. i hope the economy picks up soon.