BC, maybe one week you can have an appointment on Tuesday, at 2:00 pm, then the following week at 2:01 pm, then back to 2:00 pm the next week, and so on. It seems like if your T wanted you to be able to come in at a consistent time, he could find a way to make it happen. If your T doesn't want you to have a consistent time, then you probably won't get far with this, no matter the policy of the insurance company. T's have many ways of getting around senseless insurance restrictions (if they want to).
I found it really great to have the regular weekly time when my T had a really heavy schedule with too many clients. It seems like he has fewer clients now and it is not so hard to get an appointment, so I don't mind not having a regular time.
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