Have you tried looking for a therapist that will work with you on a sliding scale? My insurance has a $1,000 deductible, obviously I can't afford to pay a grand out of pocket. So I see a counselor on a sliding scale & I do see a psychiatrist for med's. But your post said you just had to see a mental-health counselor so maybe this would be a possibility? I don't know what DBSA stands for ...