omg! Thank you so much for all of the hugs and encouraging words. I dont know if I could do this without so much encouragement here. It really and truly helps so much.

I met today with the head of my children's school where I owe money I never even considered this stuff with the debt I have. Since they arent threatening me, I dismissed it in my mind. That is my old way of dealing with money and debt issues. I went in to talk to the head of the school and the conversation did not go so well, not terrible, but I got an awful attitude from him. And the cold should when I ran into him twice later on in the day. I find that really awful coming from someone who supposedly runs a school. yuck. Well, he referred me to someone else who I really did not want to go talk to about this. But I figure now that it couldnt be any worse than this guy I talked to. Everyone says he is so nice, really good guy, very confidential etc. Im just nervous. I think this is going to be one of those tasks I will have to take in pieces, step by step.

Step #1- I will respond his email about money that I got a few days ago and ask him if we could talk. I so dont want to do this.