I will say again that I am so grateful that I am in Australia. I just changed insurance funds because I got hospital cover for just $7 more per week than I was paying for simple extras (dental, physio, podiatry etc etc).

I do have a wait of 12 months for any pre-existing condition but they do cover it in a public or private hospital, or as an outpatient or private patient as many times as I need to go. There is also free community pdoc for 13 sessions. Though there isn't a huge amt of money from the govt for mental health, they do do a lot and take care of us.

I can't believe the gall of the insurers in the US I've said it before & I'll say it again, if they tried that here thet'd go broke from people dropping them. In my little world I would take them to an authority for discrimination against the mentally ill because that is what it is. They wouldn't place a limit on therapy for someone who lost a leg, and they'd supply him a new leg at no charge...Lobby groups need to get busy pushing the govt to rewrite the insurance laws at a federal minimum level for people with mental illnesses,

Rhiannon