up until now, I haven't had a T, just a pdoc and case manager. But I was in a partial program where the T they gave me wanted me to have the best help I could get, so she talked to one of the teachers and he said he would accept my medicare as his only payment. I don't pay for my pdoc or my case manager either. So I guess I have been blessed by not having to pay anything because they all take my medicare as their payment. I can't think what would happen if all of that goes away again...I would be in bad shape then.